It’s not just the key to your home – it’s the key to your future
We understand that the process of buying a home can be daunting, but it doesn’t have to be. We’re here to make it as easy as possible. From first-time homebuyers to investors looking for properties, we offer everyone a simple homebuying guide to start you on the road to homeownership.
Benefits of owning a home
- Appreciation. Many homes increase in value as the debt attached to them decreases — especially if you make home improvements
- Ownership. You’re investing in an asset over time. When your loan is paid off, you’ll have more equity to take advantage of.
- Equity. When you build equity, you can borrow against it to get access to more funds to consolidate debt, renovate, pay for tuition, or supplement your retirement income.
- Stability. Rent prices can rise dramatically, but with a fixed-rate mortgagevyou’ll know your payments over the life of the loan.
- Deductions. Mortgage interest and property taxes are usually tax deductible, along with application and appraisal fees. Consult a tax advisor for further information.
